8.0 Introduction
8.1 Objectives
8.2 Digital Financial Tools
8.2.1. Understanding OTP [One Time Password]and
QR [Quick Response] Code
8.2.2 UPI [Unified Payment Interface]
8.2.3 AEPS [Aadhaar Enabled Payment System]
8.2.4 USSD[Unstructured Supplementary Service
Data]
8.2.5 Card [Credit / Debit]
8.2.6 eWallet
8.2.7 PoS [Point of Sale]
8.3 Internet Banking
8.3.1 National Electronic Fund Transfer (NEFT)
8.3.2 Real Time Gross Settlement (RTGS)
8.3.3 Immediate Payment Service (IMPS)
8.4 Online Bill Payment
8.5 Summary
8.6 Model Questions and Answers
After completion ofthis chapter, candidate will be able to: Know the Digital Financial Tools. Get Knowledge of Internet Banking Modes. Get familiar with eGovernance Services, eCommerce and Mobile Apps. Use the Digital Locker and will be able to store documents in Digital Locker.